Creative Financial Solutions
Our students tackle real budgeting challenges with fresh perspectives. They develop practical solutions that bridge the gap between traditional financial planning and modern activity-based approaches.
Connect With Our StudentsRethinking Budget Categories
Students like Kieran Pemberton and Saskia Thornfield have developed frameworks that organize expenses around activities rather than traditional line items. Their work shows how people actually spend money in 2025.
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Activity-centered expense tracking that reflects real spending patterns
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Visual mapping tools that connect financial goals to daily activities
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Flexible frameworks that adapt to changing lifestyles and priorities

Three Breakthrough Approaches
Our students consistently develop solutions that challenge conventional budgeting wisdom. These methodologies emerged from their independent research and practical testing throughout 2024 and early 2025.
Time-Based Allocation
Budgets built around time blocks rather than expense categories, reflecting how people actually organize their lives and spending decisions.
Goal-Activity Mapping
Direct connections between financial objectives and specific activities, creating clearer pathways from spending to desired outcomes.
Dynamic Rebalancing
Automated adjustments based on activity patterns and seasonal changes, reducing the manual effort traditionally required for budget maintenance.